Optimal Blue data shows non-QM lending, ARM usage is expanding
Non-QM represented 12% of production in September as the 30-year conforming rate ended the month at 7.39%
Existing home sales beat estimates, but don’t reflect recent higher rates
NAR showed sales up 1.5% month over month, but rates have rapidly increased in the last few weeks
Experian expands Power Profile Plus, adds unlimited soft pulls
The tool pairs a full Experian credit profile with VantageScore 4.0 and supports a later shift to a hard inquiry
Beyond closing: The next chapter of affordability
Rethinking lender value in a world where customer expectations extend beyond closing
