A Smile Is America’s Favorite Way to Greet a Neighbor
Smiling is the most common way U.S. homeowners greet strangers and familiar faces in their neighborhood, followed closely by saying hello: 45% of homeowners smile when they see strangers, and 40% go with a verbal greeting. For people homeowners recognize but don’t know, 51% smile, and 49% say hello
Every servicing exception needs an owner and a clock
MBA data shows nonperforming servicing costs $1,573 per loan vs $176, exceptions can push costs higher
How equity buyouts work in a divorce refinance
Appraisal minus mortgage balance sets equity, but the buyout amount hinges on solo borrowing capacity
Miami’s Little Havana confronts housing density’s double edge
Plan would allow up to 150 units per acre and 8-story buildings, while design rules and state review could extend timelines
