
With Buyers Firmly in the Driver’s Seat, Home-Purchase Cancellations Hit Highest Level in Nearly 3 Years
14% of U.S. homebuying deals fell through in July, the highest share since November 2023, as buyers gained more power. Home-purchase cancellations are most prevalent in buyer-friendly southern markets, where a lot of inventory and fewer buyers are giving house hunters more confidence to walk away f

Thirty years is not a relationship
Borrower trust has four mechanisms, and AI can expose invisible failures at scale

Dream Finders bets empty nesters want amenities, not age limits
Reverie active adult brand targets Gen X buyers seeking amenities and connection, while builders look to protect margins

Luminate Bank acquires select assets of First State Mortgage Services
Luminate adds volume and a larger Midwest presence


